Residential Property
Leasehold reform: Should I extend my lease now or hang on?
Following the introduction of the Leasehold Reform (Ground Rent) Act 2022, which restricts ground rents on new leases to a ‘peppercorn’ – i.e., nothing – the second phase of the government’s promised reforms to the leasehold system is currently on its way through parliament. The Leaseh....
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A day in the life of a conveyancer
If you’ve ever wondered what you’re paying for when you instruct a conveyancing solicitor, wonder no longer! In this blog, Katharina Vidojevic, a Conveyancing Solicitor specialising in shared ownership matters, shares a typical – and very busy! – day in her life as she looks after her clien....
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What happens if my mortgage offer expires?
On 22 June, the Bank of England increased the base rate to 5% - the highest level in 15 years – in an attempt to combat the UK’s stubbornly high inflation rate. Raising interest rates is a common method used to tackle inflation, as it decreases the spending power of mortgage holders and encoura....
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Common conveyancing issues – and how we deal with them
The Legal Ombudsman is an independent and impartial body that offers consumers recourse if they are unhappy with the services of a law firm or legal services provider. It is a vital scheme which offers protection against poor legal advice and customer service. Sadly, nearly a quarter (23%) of co....
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‘Safe Harbour’ status in conveyancing
Property fraud has skyrocketed in recent years, reaching record levels in 2022. Since the pandemic especially, it has become easier for scammers to trick people out of their money with entire property transactions taking place without any of the parties – buyers, sellers mortgage brokers, surveyo....
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A lawyer’s top tips for avoiding fraud
In an ideal world, every individual and business would be honest and offer a quality service in exchange for the money we pay. Unfortunately, we do not live in an ideal world and fraudsters are developing ever more sophisticated methods to part innocent people with their cash – with many victims ....
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Bank of Mum and Dad: Potential pitfalls of parental lending
NatWest, HSBC, Nationwide… when we think of mortgage lending, our thoughts inevitably stray to the household names of the banking sector. But did you know that parents and relatives – also known as the Bank of Mum and Dad or BoMaD – are collectively the UK’s ninth largest mortgage lender? I....
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Is it time to buy your freehold?
Extending your lease can be a long and complicated process. However, doing so promptly, with the help of a specialist solicitor, can save you thousands of pounds in extra costs and add value to your property. If you are in a position to do so, however, the best course of action might be to buy the ....
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I’m buying my first home, when should I give notice on my rented property?
Once you’ve had your offer accepted on the property you’re planning to buy, it can be tempting to think about giving notice to your landlord. However, as you’re probably aware, things don’t always go as smoothly as we’d all like when it comes to buying and selling properties. Once you’ve....
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